Ranch To Coast

Keeping track of your goals, daily to-do lists and your habits will go a long way toward ensuring that you accomplish all you set out to achieve in the new year. However, if we have learned anything this past year, it is that our plans can change a lot more drastically than…

Before you start looking at houses, you should get preapproved for a mortgage. That will allow you to begin the homebuying process knowing the maximum amount you can borrow. A mortgage preapproval letter can give a seller confidence that your finances are in good shape and…

Most people who apply for a home loan have a credit history that they built over a period of years by making loan and credit card payments. Some borrowers, however, have little or no credit history. If you fall into the second category, you may still be able to qualify for…

An accessory dwelling unit, or ADU, is a residence that may be attached to a house or in a separate structure located on the same property. An ADU must have its own entrance, kitchen and living area, and may tap into the main house’s utilities. Renovating your garage…

Online security breaches where retailers are hacked and customers’ credit card information is stolen are becoming a regular part of the news cycle.Cybercriminals can sell the data online to other criminals, who can then use the information to open bogus accounts in the…

Most of us spend a lot of time in the kitchen, preparing meals and cleaning up. In many cases, we spend so much time in our familiar kitchen space that we don’t pay much attention to what it looks like.But the trends, they are a-changin’. Today’s kitchens are sleek…